The latest AAA Auto Club Group Consumer Pulse Survey revealed that most Floridians are prepared when it comes to purchasing supplies for hurricanes, but are lacking when it comes to looking up their financial responsibilities, such as their storm insurance policies.
400 state residents answered the survey. Among that 400:
- 28% said they feel more anxious about potential storms than they did last year.
- 84% said they are getting ready earlier than normal ahead of the hurricane season.
- 59% said they have already bought supplies like batteries and portable chargers.
- 51% have bought extra water and food.
But when it came to their financial responsibilities, only 29% of respondents admitted they had taken steps to outline what was in their insurance policies.
“The severity of the 2024 hurricane season was a stark reminder of how vulnerable we are to natural disasters. Now more than ever, it’s crucial for residents to revisit their insurance policies and ensure they are fully protected before the next storm approaches,” said Jennifer Pintacuda, President of AAA’s Florida-based insurance company.
On TV, Florida meteorologists have been encouraging people to start planning now. They point out that in 2024, the Atlantic hurricane season was the third costliest on record, with almost $130 billion in damages and five hurricanes that reached Category 5 during their journey.
Insurance agents are advising Floridians to review their policies and what they cover.
“When it comes to flood insurance, it typically has a 30-day waiting period before taking effect. This is very important because regular homeowner policies generally exclude flood damage,” said Brian Hodgers owner of Complete Choicne Insurance.
Hodgers also tells consumers to make sure they have complete comprehensive auto coverage in case of hurricane damage from flooding or debris.
“Your car is just as vulnerable as your home during severe weather,” said Pintacuda.
